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Frugal housing.

Finally Frugal

I was questioning whether, with the sad state of the real estate market, throwing money at my second mortgage was really the intelligent thing to do, since I don't know whether I'll ever get that money back (I'm thinking not). I got some really good (and thought provoking) comments on that blog post.

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The Christmas Tree – Artificial or Real?

Prairie Eco-Thrifter

Finding a place to store it all year is still difficult. Ellipsos (a Montreal environmental consulting firm) did a study in 2009 in which they claim that there is a significant environmental advantage to using a live Christmas tree over an artificial one, but that after using the artificial one for 20 or more years, the impact evens out.

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

She stopped paying income tax on the rare occasions when she did have income and did not pay county real estate taxes. Get help: Find free legal aid organizations to help with the lawsuit. Find free legal aid organizations to help you file for bankruptcy. See if you can find an agency that will provide a monthly bus pass.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. The FDIC shows the US national average payout for savings accounts less than $100,000 is.06%.

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