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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

On March 28, 2012 the Senate passed Resolution 409 that officially recognized April as National Financial Literacy Month. Well according to the bill’s sponsors, in the resolution presented to and passed by the 112 th Congress this March, we have a lot of issues to solve. Why do we need it?

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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. According to the Washington Post and a CreditDonkey survey , "a shopper who charges about $700 on a credit card with a 13 percent interest.

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Are You Middle Class?

Prairie Eco-Thrifter

Maybe that is why our credit card bills are so high! In What It Means To Be Middle Class Today , Money reported: “Median household income was $51,017 in 2012, according to the most recent U.S. By the numbers, what is middle-class? census data. Census and IPUMS-USA, University of Minnesota.

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Why Use Cash?

Prairie Eco-Thrifter

Conversely, if you are shelling out bills to buy something, it seems hard than sliding that plastic. Negotiators have long known that if you offer someone cash on the barrelhead, they may be more likely to accept less for an item. Lots of folks still use cash.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. The other thing we did was switch our cell phone bill. What inspired you to get debt free? Was there a particular event?

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Disney Trip Cost, Breakdown & How I Paid For It

Saving Everyday

Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. Surveys $180.50 . I have really slacked on surveys. Right before our trip, I take it all to the bank and get large bills. Also, since losing my Dad in November , I’ve been wanting to get back more often to help my step-mom.

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Carnival of Financial Planning – Money Management Edition #241 – June 15, 2012

Prairie Eco-Thrifter

Welcome to the June 15, 2012 Edition #241 of the Carnival of Financial Planning. 1 Bill-Paying Priority posted at One Money Design , saying, “In the past, Americans would pay their home loans first, then their credit card and finally their car loans. Well, not to worry. Jason presents Car Loans Are Now Americans’ No.

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