Family Balance Sheet

JANUARY 3, 2012

We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Our 2012 Financial Goals. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Thanks for reading.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Thanks for reading.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

February 100

February Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

One of our budget problems is eating out at restaurants, so we cut back our restaurant budget to $100 from an average of $250 a month in 2012. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account. Also let us know how you saved the money. Thanks for reading.

March 100

March Club Christmas Goals 100

Family Balance Sheet

MARCH 15, 2017

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover. And this is when the junk hit the fan.

Health Insurance 100

Health Insurance Insurance Health 2003 100