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Create your debt freedom plan

Family Balance Sheet

The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. Listed below is our original debt freedom plan that we wrote back in 2013.

Debt 130
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2019 Debt Freedom Plan Update

Family Balance Sheet

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. In 2013, we took a controversial step and stopped contributing to our retirement plans, so we could focus on steps 2-4. Our Debt Freedom Plan has been a long winding road.

Debt 100
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Reducing Household Odors with Filtrete

Nicoles Nickels

You’ll know when you need to change it, you can see the build up on the filter and during our summer months we sometimes change it every month. Filtrete has a cool Healthy Home Remodel Contest going on through June 30, 2013 that you should definitely enter.