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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. 3 – Set your guidelines for the year. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets.

Debt 130
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5 Steps to Crush Debt in 2016 + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Saddled with business and student loans in 2013, I just couldn’t imagine making the monthly payments for the full term of the loans. 3 – Set your guidelines for the year. I have no problem shopping at a thrift store and not having cable TV, but I still want to camp and watch my daughters swim meets.

Debt 100
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.

Debt 130
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Our Big Financial Goal for 2016

Family Balance Sheet

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. Guidelines for 2016: 1. Choose Thrift First. That was the month I didn’t know if we had enough funds to cover our expenses.

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Our 2018 Financial Goals

Family Balance Sheet

The Guidelines for 2018: 1. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. I’m curious to see how much we can save and also how creative we can get by making do with what we already own or looking for things at a thrift store.