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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2015, the monthly challenge will be Choose Thrift First. While I love thrift stores, I can be easily swayed to run into Target or Kohl’s when I’m in that part of town. The Choose Thrift First Challenge.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. But that store credit is much better than sending it to the thrift store as a donation.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. But that store credit is much better than sending it to the thrift store as a donation.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.

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Our Big Financial Goal for 2016

Family Balance Sheet

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Between 2013 – 2015, we whittled that down and as of today we have just two loans left. Choose Thrift First. As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. I had no problem shopping at a thrift store, avoiding restaurants, and not having cable TV, but I didn’t want to give up camping and watching my daughters’ swim meets. What are YOUR non-negotiables in life?

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How Little Could You Spend on Your Child in a Year?

Prairie Eco-Thrifter

Considering all this, when I stumbled across an article about Hattie Garlick, a woman who decided to not spend anything on her children in 2013, I had to read on. 8 Ways to Inspire Children to Help Others How to Shop at Thrift Stores for Clothes To Save Money. How Little Could You Spend on Your Children? Go Frugal Go Green'