Family Balance Sheet

JANUARY 5, 2015

In 2015, the monthly challenge will be Choose Thrift First. So for 2015, I want to challenge myself and you, to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Can I find what I need at a second hand or thrift store?

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

JANUARY 29, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. March Update: I did a little shopping in March and it was mostly for our oldest daughter. But I also found success at a thrift store.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. I made one trip to my favorite thrift store during their dollar days sale. Can I find what I need at a second hand or thrift store?

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2016

I have no problem shopping at a thrift store and not having cable TV, but I still want to camp and watch my daughters swim meets. My husband and I had 3 large loans to pay off at the beginning of 2015, so we broke it down and planned to pay off 2 in 2015, leaving the last and largest loan to be paid off in 2016.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

JANUARY 17, 2018

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 26, 2016

Between 2013 – 2015, we whittled that down and as of today we have just two loans left. We have a retirement to plan , our daughters’ college to save for, and many places to visit. Choose Thrift First. And if forgetting about it isn’t an option, only then will I step foot into a store to purchase it.

Financial Goals 100

Financial Goals Goals 2016 Debt 100