Remove 2016 Remove Budget Remove Saving Remove Savings Account
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10 Best Bank Bonuses & Promotions of 2016

Coupons Do Work

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). Here is a list of the top 10 for 2016. Open a new, account (that qualifies) with a minimum of $50 on or before December 31st, 2016. BMO Harris – $200 Bonus.

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Why We Left Traditional Health Insurance

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COBRA (an acronym for Consolidated Omnibus Budget Reconciliation Act of 1985) is a law that was passed during the Reagan administration that allows employees to continue their health coverage after leaving employment, but the employee must pay for it. After much thought, we decided on the cheaper plan and subscribed to an Aetna HMO for 2016.

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How to Build your Emergency Fund

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This post was first published in 2016. According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account. That emergency fund saved our business, our sanity, and our marriage.

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Over 40 and Worried about Money? Start here!

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And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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An Update on Medi-Share – September 2017

Family Balance Sheet

After a lot of thought at the end of 2016, we decided to take a leap of faith (pun intended) and try Medi-Share, a health sharing ministry that is promoted as a biblical and affordable solution to traditional health insurance. He had his scheduling assistant call Medi-Share to confirm to save us the time.

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Our 2018 Financial Goals

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2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. This will take us most of the year.

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Medi-Share Update: One Year Later

Family Balance Sheet

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. However, on November 1, 2016, we logged on to healthcare.gov to renew for 2017 and found premiums had doubled and the options were limited. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment.