2016 Emergency Fund How To Thrifty 
Family Balance Sheet
JANUARY 17, 2018
However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. 2016 Update. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. The Guidelines for 2018: 1. 2017 Update.
Family Balance Sheet
FEBRUARY 10, 2017
As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. However, we have one non-mortgage loan left, the behemoth student loan that I was hoping to pay off in 2016. Oh, and I turned 47 and my husband turned 55 in 2016.
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