2016 Emergency Fund Making Do Saving 
Family Balance Sheet
JANUARY 26, 2016
2016 will be THE year. That was the month I didn’t know if we had enough funds to cover our expenses. We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit.
Family Balance Sheet
JANUARY 17, 2018
2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.
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