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Stop Paying Too Much for Insurance

Prairie Eco-Thrifter

Making sure you’re covered for damage to your home is not only a wise move but is required in situations where your asset is financed by a bank. When you are able to buy it, the premiums you pay are quite low but the advantage is that a certified ID theft counselor will work with you to restore your identity after someone steals it.

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Pros And Cons Of A Home Equity Line Of Credit (HELOC)

Savings Corner

If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Possible tax-deductible interest Even after the Tax Cuts and Jobs Act of 2017, you can still deduct interest paid on a HELOC if you use the money for home renovations. This helps keep your payments manageable.

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Why We Left Traditional Health Insurance

Family Balance Sheet

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. This post is not meant to be taken in a political way. Health insurance is a touchy subject.