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Christmas Savings Club | July 2019

Family Balance Sheet

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I added the check to our savings.

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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. Now start creating a budget based on what you spent in 2018.

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