Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 October Club Christmas 100

For the Mommas

APRIL 6, 2018

IKEA Printable Coupon: $25 Off $150 Purchase (4/21-4/22 Only) Print this IKEA coupon and take it to your local IKEA store to get $25 off on purchases worth $150 or more before tax. Combine IKEA’s low prices with this coupon to maximize savings. Coupon valid April 21 – April 22, 2018. Some exclusions apply.

Ikea 71

Ikea 2018 Printable Coupon April 71

For the Mommas

JANUARY 13, 2018

IKEA Printable Coupon: $25 Off $150 Purchase Print this IKEA coupon and take it to your local IKEA store to get $25 off on purchases worth $150 or more before tax. Combine IKEA’s low prices with this coupon to maximize savings. Coupon valid Jan 27-28, 2018. Some exclusions apply. Get more Hot Deals here.

Ikea 63

Ikea Printable Coupon 2018 Jan 63

Saving With Shellie

DECEMBER 28, 2017

Exclusively at Amazon, receive a FREE 1-year subscription to Quicken Starter Edition 2018 with your purchase of TurboTax. Get your taxes done right and your maximum refund. Get your taxes started as soon as possible! Find more great Amazon Deals like cheap MP3 albums, grocery savings and toy sales.

Software 45

Software Gift Cards Gifts Amazon 45

Savings Corner

DECEMBER 24, 2023

There are seven federal income tax rates in 2023 and 2024: 10%, 12%, 22%, 24%, 32%, 35% and 37%. federal tax rates will remain the same until 2025 as a result of the Tax Cuts and Jobs Act of 2017, but the income thresholds that inform the tax brackets are generally adjusted each year to reflect the rate of inflation [0].

Taxes 52

Taxes 2017 Bills 2018 52

Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. After 20 years, I switched from Quicken software to You Need a Budget (YNAB) software in 2018 for our household.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

FEBRUARY 9, 2018

They were so unaffordable, we actually considered taking the tax penalty and going uninsured. As you can see we saved significantly in 2017 with Medi-Share on our monthly payment. We used those savings to pay off a home equity loan and we increased our contribution to our church to help fund special missions projects.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113