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Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

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Where I found EXTRA Money in May 2021

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Through May of 2021, I have found over $6800 for the year! My total found money in May: $321.81. Ok, so May wasn’t my greatest month for finding extra money. My beautiful petunias in 2020. Rakuten: $11.31.

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Where I found money in February

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. In January 2020, we booked round-trip flights to Paris for the four of us. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. Whew, got all of that!

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Net Worth Defined: What Is My Net Worth?

Savings Corner

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. And when we say own, we include assets that you may still be paying for, such as a car or a house. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances.

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What Is Financial Planning? | Bankrate

Savings Corner

Debt reduction – How much do you need to pay down and how can you do it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it. Whichever way you go, this kind of plan helps you get out of the habits that are piling you under debt.

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Alternatives to College

Prairie Eco-Thrifter

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. Projected 1010- 2020 openings. Projected 2010 – 2020 openings. Many are starting to rethink the value.

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Best Graduate Student Loan Options of January 2024

Savings Corner

Ascent Graduate Student Loan While federal interest rates are historically low for the 2020-21 academic year, you still may get a better rate with a private graduate student loan. In addition to Ascent and College Ave, graduate students looking at private student loans may want to consider Discover , SoFi , RISLA and Wells Fargo.

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