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What Makes a Saver?

Prairie Eco-Thrifter

Many believe that early childhood examples and upbringing contribute greatly to the saver’s predisposition to save. As teenagers, we may be madly saving up for a car. I also saved – maxing out 401K contributions to build up the retirement funds. The things that give us pleasure vary by temperament. Time of life.

Making 124
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401(k) Calculator: Calculate Your Match & Future Balance

Savings Corner

For example, many employers match 50% of your contributions, up to 6% of your salary. That’s a good thing and a bad thing: On the plus side, you may have access to lower-cost versions of those specific funds, especially at very large companies that qualify for reduced pricing. In 2023, that age increased to 73.)

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Seniors – Keep Your Allocations

Prairie Eco-Thrifter

What YOU need in YOUR asset allocation model may well be very different from their generic recommendations. Examples of financial advisor suggestions that would have steered my family wrong: An estate trustee at a bank recommended selling off Chevron stock that my Aunt owned “because it is too risky”. Stocks were cheap.

Money 170
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Why We Left Traditional Health Insurance

Family Balance Sheet

In October 2003, I left a career as a department store buyer with a nice paycheck, paid vacation days, 401k match, profit sharing, and health benefits, to pursue a life of self employment with my husband where all of those things are up to us. For example, at that time, maternity was not included in any individual plan.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Darwin presents Pairs Trade: Real Examples and Profit Potential posted at Darwin’s Money , saying, “Here’s a way to invest and profit with zero dollars out of pocket! There may be a few ways to do that… Retirement. ” Investing. Amazing but true, you just have to pick the right direction! Real Estate.

Money 133