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Seniors – Keep Your Allocations

Prairie Eco-Thrifter

What YOU need in YOUR asset allocation model may well be very different from their generic recommendations. Vanguard’s Personal Financial Planner thought I should change invest all my retirement money in bonds when I moved it from my 401K to an IRA. CNN Money is one site that acknowledges this. Stocks were cheap.

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Seven Retirement Lessons Learned

Prairie Eco-Thrifter

Hubby is one of those lucky few that actually has a pretty safe pension – one that also comes with health plans (which cover me as well) – so calculating his was easy. However, I haven’t learned this lesson too well, as I still have the second plan, which is a 401K. Routines happen, whether you want them to or not.