Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Use the Envelope Challenge Let’s talk more about money goals.

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Savings Corner

DECEMBER 24, 2023

Personal loans have advantages and drawbacks. Before applying, consider how the pros and cons could impact your financial situation and if a personal loan is worth it for you. However, many lenders prohibit the use of personal loans to cover college tuition fees. What are the pros and cons of personal loans?

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Savings Corner

DECEMBER 25, 2023

It’s generally not a good idea to invest in the stock market on a short-term basis, because five years or less may not be enough time for the market to recover if there’s a downturn. Retirement accounts such as 401(k) and IRA accounts offer tax and investing advantages but specifically for retirement. Or paying for college.

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