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What Is A Personal Loan?

Savings Corner

Personal loans have advantages and drawbacks. Instead, they are deposited into a savings account, and you make payments on your balance for the duration of the loan. Caret Down You’ll need to provide some basic documentation to verify your personal and financial information to get approved, but there is no guarantee.

Debt 52
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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. For one person, a low score might be due to late payments or collection accounts. Just use that conservative financial attitude to your advantage.