Prairie Eco-Thrifter

JUNE 4, 2012

Stay with me here – I’m very concerned about my child’s future, especially in these debt-ridden times of financial uncertainty. That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of.

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Prairie Eco-Thrifter

SEPTEMBER 7, 2021

Another advantage of Airbnb is that it is free and easy-to-use, you can simply sign up and share your home. Host Guarantee Program: Insurance guarantees up to one million dollars through their Host Guarantee program. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt.

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Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

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Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. At a really low point in my financial life, I lent a friend $20 because she forgot her wallet.

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Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance? ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too!

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Money May 2012 Debt 113

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

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Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

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Prairie Eco-Thrifter

JANUARY 1, 2013

I like the snowball effect method of debt reduction because it worked for me. You’ll need to make some spending cuts to make this happen but it will be worth it to eliminate this expensive debt. Wouldn’t you rather have that money to save or spend? Making weekly payments will save interest.

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Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 Your parents, especially if they are baby boomers, grew up in a vibrant economy that afforded them many advantages. According to the Consumer Financial Protection Bureau, student loan debt has surpassed $1 trillion.

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Savings Corner

APRIL 4, 2024

Steer clear of any lenders that push refinancing even if it isn’t financially advantageous for you. While this can be a nice perk if you don’t have the savings, you’ll pay a higher interest rate in exchange for it. A reputable loan officer should help you do the math and decide whether refinancing makes sense for your situation.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance.

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Prairie Eco-Thrifter

APRIL 6, 2012

Insurance and Risk. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. We all have skills.

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Saving Cents With Sense

MAY 13, 2013

But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt. Opt for insurance. Insurance of some sort is needed for a vacation such as this. Your family will enjoy the all inclusive nature of a cruise ship, and you will enjoy that you can take advantage of everything on a ship for less.

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Vacation Cruises Cruise Insurance 56

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance. I’ll apply that money to the debt.

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Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. An annuity is an agreement that you enter with an insurance company to provide you with a steady income stream that offers financial protection. Life is unexpected.

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Savings Corner

DECEMBER 25, 2023

You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. With low- or no-down-payment loans, you pay for the guarantee through fees or mortgage insurance , depending on the program.

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Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. Penge Snak!:

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Prairie Eco-Thrifter

NOVEMBER 5, 2012

You must control your debt. You must persist in living below your means to stay out of debt and save. Each new property adds both debt and income as well as future equity. You need to be ready to take advantage of opportunities that come along (“Chance favors the prepared mind” as Louis Pasteur is quoted as saying).

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Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

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Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

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Prairie Eco-Thrifter

JUNE 14, 2012

” John presents Q1 2012 Credit Card Debt Study posted at Card Hub , saying, “The first quarter of 2012 indicates consumers are paying down credit card debt. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years? Here are the answers.

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Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Getting there is not just about executing a debt reduction plan or earning passive income. Paying off debt is great but having no quality of life in the process is not the way to do it. This post was written by Marie. . It takes time, sometimes a very long time.

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Savings Corner

DECEMBER 25, 2023

Write an e-book Writing an e-book can be a good opportunity to take advantage of the low cost of publishing and even leverage the worldwide distribution of Amazon to get your book seen by potentially millions of would-be buyers. Some platforms invest in equity (stock), while others invest in debt.

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Savings Corner

DECEMBER 27, 2023

Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest. If you carry debt, though, you’ll be charged interest. This is a charge you pay to move debt from one card to another.

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Savings Corner

DECEMBER 27, 2023

You can take advantage with one of our picks for the best high-yield savings accounts. Certificates of deposit A certificate of deposit, or CD , is a federally insured savings account that offers a fixed interest rate for a defined period of time. Nerdy Tip Savings account interest rates are higher than they’ve been in some time.

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