Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Insurance – How can you get the right coverage at the right time? What is a financial plan?

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Savings Corner

DECEMBER 24, 2023

These can be had directly from a mortgage lender or through a state housing finance agency, which connects first-time buyers with partner lenders. It also requires you to pay for private mortgage insurance (PMI) , a type of policy that protects your mortgage lender should you stop paying back your loan. percent down.

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Prairie Eco-Thrifter

MARCH 6, 2014

As much as I’d love to trust my local business owner not to grossly overcharge me or take advantage of my ignorance, experience has taught me otherwise. I wonder if it has something to do with billing the largest amount possible to the insurance companies. I certainly know hospitals inflate their pricing. Have you ever been ripped off?

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money.

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

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Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Savings Corner

DECEMBER 24, 2023

You received dealer financing. If your original loan was financed by your car dealer’s preferred lenders, there is a good chance you didn’t score the best rate possible. These include things like proof of income, insurance and vehicle details. Wondering when you should refinance your current auto loan?

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Prairie Eco-Thrifter

AUGUST 30, 2011

Guest Post Author Bio: The following is a guest post from Brian at Home Insurance Comparison, an Australian personal finance blog created to help readers figure out how to properly compare home insurance options. There is an intersection between sustainability and investing that has been quite a hot topic lately.

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Savings Corner

APRIL 4, 2024

Other lenders offer so-called “no closing cost” refinances that allow you to finance these fees with the new loan instead of paying them upfront. Steer clear of any lenders that push refinancing even if it isn’t financially advantageous for you.

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Savings Corner

APRIL 4, 2024

Bank relationship Relationships can make a big difference in managing your business finances and getting a loan. If your business finances are in a gray area, having an established bank relationship can help your business get approved for a loan. Take a look at some of the most common business loans and what they’re best used for.

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Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

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Penny Pinchin' Mom

FEBRUARY 16, 2024

That’s why a vast majority of us go the financing route. You are going to need gas, car insurance, and money for car maintenance and repair costs. How much of that do you have saved up as we speak? The simple truth is that not many people have enough money saved up to buy a car. Buying a new car is only the beginning.

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Prairie Eco-Thrifter

MAY 27, 2014

I did not take advantage of either high school or college counselors to help figure it out. It would have pleased my folks if I had accepted and it would have helped our finances out too! What a wonderful gift it was, but I wish I had been wiser in using it. I failed at negotiation. Negotiation was not a skill that I learned.

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Savings Corner

APRIL 4, 2024

You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. Don’t take out more cash than you need, and make sure you’re using it for a purpose that will improve your finances instead of worsening your situation. Is a cash-out refinance right for you?

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Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. Insurance and Risk. You probably dont.

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Savings Corner

DECEMBER 24, 2023

according to the Council for Community and Economic Research , which is an advantage for retirees on a fixed income. Homeowners insurance in Iowa is also below the national average. Personal finance expert Shang Saavedra says to know where you’re going, you need to know where you’re at with your retirement savings.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. You will need those lenders. See how it all ties together?

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Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. Tax advantages: You could be eligible for a tax deduction if you use the loan proceeds to substantially improve or repair the home.

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Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. This post discusses the top 10 myths about life insurance. Take a moment to watch them. You might just learn something.

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Savings Corner

DECEMBER 25, 2023

You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. With low- or no-down-payment loans, you pay for the guarantee through fees or mortgage insurance , depending on the program.

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Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. If so, use this knowledge to your advantage and consider starting an IT consulting business. Accounting and bookkeeping Are you a licensed CPA or a business accounting software wizard?

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Prairie Eco-Thrifter

JUNE 14, 2012

.” Income Squeezer presents My previous job as a pizza delivery guy posted at Personal Finance Success , saying, “During the summer-fall of 2004 I worked at a local Domino’s Pizza as a driver. Insurance and Risk Mac Hildebrand presents What is catastrophic health insurance coverage?

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Savings Corner

DECEMBER 25, 2023

Investing in the financial markets might sound like one of the scariest parts of managing your finances, but it’s also potentially the most rewarding. These accounts are insured by the FDIC , so your money is going to be there when you need it. A savings account just won’t build wealth. Or paying for college. Or buying a house.

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Savings Corner

DECEMBER 25, 2023

Write an e-book Writing an e-book can be a good opportunity to take advantage of the low cost of publishing and even leverage the worldwide distribution of Amazon to get your book seen by potentially millions of would-be buyers. “The best way to sell an existing product is to create more excellent products.”

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Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. Also find inexpensive entertainment in your area – there are lots of free events in your local communities to take advantage of.

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Savings Corner

DECEMBER 27, 2023

Advantages of carrying multiple cards Maximizing rewards: One card may pay you a higher rewards rate on groceries. Benefits that come from the network: Network-provided benefits tend to be protections and perks, like rental car coverage or travel insurance. but it’s not necessary to have multiple accounts of each type.

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