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(Exercising) The Art of Frugality

Frugal Luxuries

Frugality. You may call it by other names such as prudence , sparingnes s and thrift , whatever your choice may be it always means the unwillingness to squander goods and spend money unnecessarily. Frugality allows you to govern your destiny and produce in your life a lovely fertile garden of material and intangible wealth.

Art 40