Motherhood Moments
JANUARY 4, 2023
The landlord asks you to secure the property with a quick payment. According to CNN , hundreds of millions of dollars’ worth of fraud is occurring on the popular peer-to-peer payment service, and banks aren’t reimbursing 90 percent of the victims. This scenario is the basis for what’s known as “the fake landlord scam.”
Prairie Eco-Thrifter
MAY 29, 2013
Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). None of these services depend on landlord participation. Maintain a bank account. They tend to offer more generous terms (i.e.,
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Savings Corner
DECEMBER 27, 2023
Banks: Banks base loan decisions primarily on your credit score, history and income. Major banks are less flexible on qualification requirements, but having a good relationship with a local bank may help you qualify. A secured loan requires you to pledge collateral — usually a vehicle or bank account — to borrow money.
Prairie Eco-Thrifter
MAY 21, 2013
While you may not want to delay the first purchase of your home, you have to realize that a low credit score, even if the bank does approve you, will not allow you to get the best interest rate. Just think – when the pipe breaks, you just call your landlord and you don’t have to deal with (or pay for it) yourself.
Prairie Eco-Thrifter
SEPTEMBER 15, 2014
Gone were the days of having one bank account and only having to keep very simple records. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. Setting goals and reaching them continues to be enriching and satisfying to me.
The Frugal Girl
JANUARY 22, 2024
That did teach us a lesson about home ownership: that it was something we were taught was a mark of being an adult, but really, when you “own” a home, unless you’ve paid off the mortgage, the bank is your landlord and you’re just renting. We rent now and are much happier.
Prairie Eco-Thrifter
SEPTEMBER 22, 2014
Are you up to getting all new service providers, banks, favorite gasoline stations, finding local entertainment venues and etc. Are you financially able to carry two homes or are you willing to become a landlord to a renter for awhile? How will you get to know the neighbors and become part of the community? Will the taxes be higher?
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