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Meet a Reader | M from the PNW

The Frugal Girl

Luckily, not poor enough to wreck our lives, but basically we lived paycheck to paycheck—our philosophy was “As long as the bills are paid, spend it all.” I want it to be what they want to wear within our budget! It’s just not in our budget. It’s amazing how much “little splurges” add up. I miss eating out!

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Family Office Manager

Family Balance Sheet

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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What Is Financial Planning? | Bankrate

Savings Corner

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Others use them to pay off high-interest credit card debt or other bills. $16 This might help shield your budget from fluctuating-rate increases. This unpredictability could wreak havoc on your budget. homeowners as of year-end 2023. Disadvantages HELOCs have variable rates. Hence, the interest in home equity loans and HELOCs.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Our bills and responsibilities didn’t waiver however, even though our income dipped. ” To get through that time, we crafted our Debt Freedom Plan , based on Dave Ramsey’s Baby Steps, but tailored to meet our own needs and self-employed lifestyle. “Unfortunately, life doesn’t stop when shortfalls happen.”

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