Savings Corner
APRIL 4, 2024
Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.
Prairie Eco-Thrifter
NOVEMBER 6, 2013
Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Family Balance Sheet
OCTOBER 15, 2021
Since March of 2020, over $1300 has been transferred into my daughters’ 529 College Savings Accounts. In the grand scheme of college tuition, $1300 barely makes a dent, however, that was just the first 18 months, and we have another 9 years before my youngest graduates from college. 108 Months X $72 = $7,776!
Savings Corner
DECEMBER 24, 2023
Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. If you can’t, you risk doing lasting damage to your credit.
Penny Pinchin' Mom
MARCH 11, 2024
Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Entries such as your mortgage, gas, electricity bill, and so on are essential.
Savings Corner
APRIL 4, 2024
HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?
Prairie Eco-Thrifter
APRIL 13, 2011
Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? The figure out the cost of transportation, and whatever monthly loans, bills, and insurance costs you have to pay. Leave your credit cards at home. Do you want to pay cash for your child’s college tuition?
Expert insights. Personalized for you.
40 
Let's personalize your content