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Introducing the 2015 Choose Thrift First Challenge

Family Balance Sheet

For the past two years, I have held monthly accountability challenges on the blog. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. While I love thrift stores, I can be easily swayed to run into Target or Kohl’s when I’m in that part of town.

Thrifting 100
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Our 2018 Financial Goals

Family Balance Sheet

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

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Our Big Financial Goal for 2016

Family Balance Sheet

We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit. Choose Thrift First. We will continue to save for travel and it is already part of our budget.