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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

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I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). Quitting my job is one of the things being debt free has enabled us to do. have barely any bills and be able to live off passive income. But it wasn’t a decade of nothing but paying off debt.

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Create your debt freedom plan

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Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. Pay off all Non-Mortgage Debt.

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Find out how Richard paid off $40,000 of debt

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I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Was there something that you gave up that you will go back to now that you are debt free?

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

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Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. I read it in two days and I was sold on the idea of being debt free. How did you celebrate when you became debt free?