Prairie Eco-Thrifter

MARCH 10, 2013

To get ahead in life, you need to make more good decisions than bad. Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. Using common sense. More thinking, less feeling.

Making 240

Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Since both of our backgrounds included managing money in a family pool, that is what we have always done. Find Your Money Personality. Explore your money personality with your spouse. Use the resulting profile as a basis for discussion of what parts to keep in your couple money personality and which to leave behind.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it, to avoid any impulsive non-emergency spending. It is NOT a spending account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. We looked around and saw people making 4x what we made, but they were upside down too… So we said there has to be a better way.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130