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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

I remember the old S&H Green Stamp days when folks would paste their little green stamps (which they go from buying stuff) in a book which could then be redeemed for more merchandise available from the catalog. Credit card rewards programs are no different. The rewards encourage you to charge things on their card.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline.

Money 209
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Best Credit Cards – December 2023

Savings Corner

There might even be a different credit card that fits your needs more closely (see the “other options” in each category for, well, other options). That’s market-leading, and makes this card ideal for everyday spending. Rewards come in two basic flavors: Cash back. Every card is different.