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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. Are you paying too much for home/auto insurance, cable, internet, cell? 4 – Skip the AM drive-thru and eat breakfast at home. 5 – Brown bag your lunch. 6 – Eat dinner at home.