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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. Shop around at garage sales, thrift stores and online classifieds for furniture and other household items. Go to the library. Instead of buying books, check them out of the library. 20 Tips for Frugal Living. Frugal gifting.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? How did you celebrate when you became debt free? In other words “do I need it NOW”?

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