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25 Ways to Find Money for Your Emergency Fund

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Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

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How to Save Money on Groceries

Family Balance Sheet

As my kids have grown into teenagers who eat as much as adults, I spend about $800-1000/month–this includes anything I buy at the grocery store, so it includes paper and cleaning products. Freeze garden and in-season produce. From my complete review and strategy, read Ibotta Review: How I Earn Cash Back on Groceries.

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How to Save Money on Groceries

Family Balance Sheet

As my kids have grown into a teen and tween who eat as much as adults, I spend about $700/month–this includes anything I buy at the grocery store, so it includes paper and cleaning products. Freeze garden and in season produce. The ‘buy’ price is the price per unit that you are willing to spend on food.