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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. Are you paying too much for home/auto insurance, cable, internet, cell? Now go through the list and really ask yourself if you use or need all of it.

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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

Most of us can’t get by without some sort of phone. It allows loved ones to contact us, and it can be useful when you are in an emergency situation. TVs, cable, Internet service, certain clothes, particular foods, and even some social activities. Is That REALLY a Need? You need to be able to draw that line.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

We use an online account like, Capital One 360 (my referral link). Look for money within your budget and find creative ways to earn extra money. Are you paying too much for home/auto insurance, cable, internet? But when you’re trying to save money, cut out this costly expense. It is NOT a spending account.

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Save Money – Develop Important Home Owner Skills

Prairie Eco-Thrifter

To get the best contractor to re-roof your house, you have to negotiate. They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Crystal (owner of Budgeting in the Fun Stuff) wrote about how she annually contacts her cable/internet supplier to get reductions in her bill – step by step.