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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T.

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Is Switching from Term to Perm Right for You? – Life Happens

Savings Corner

As life happens and your needs change, you may find yourself questioning whether your current life insurance coverage is the best fit for you. If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change.

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Are You Financially Ready For Kids?

Prairie Eco-Thrifter

According to an article that was published on Investment News last June, it costs approximately $235,000 to raise a child and that’s not even counting their college tuition ! Do you live in a studio apartment or a one-bedroom place because that’s currently what your budget can afford? It’s OK to do that.

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7 Things You Should Teach Your Kids About Money

Prairie Eco-Thrifter

Encourage your kids to save money if they want to buy something they like and to not spend more than their budget allows. For example, if your kid wants a new bike, tell them to save toward a goal and that you’ll match them if they reach it. Saving and Investing Early. Should We Be Teaching Kids To Save Money?

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What Is A Personal Loan?

Savings Corner

If you’re looking to get a personal loan, you’ll have to complete an application and wait for approval — a process that may take anywhere from a few hours to several days. However, some lenders may offer terms of up to 12 years on larger personal loans. The lender may be able to seize those assets if you fall behind on payments.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Loans often don’t charge origination fees , which’ll save you money at closing. This might help shield your budget from fluctuating-rate increases.

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Kindergarten to College – Back to School Money Tips

Prairie Eco-Thrifter

Involve Your Child in Planning and Budgeting. If you believe in using allowances as part of personal finance training, letting your child take on more and more financial responsibility with an increasing allowance can help them be prepared to make good budgeting and spending decisions when they are on their own. Get Rewarded.

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