Family Balance Sheet

JANUARY 25, 2013

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. I have a plan for February.

Christmas 127

Christmas Club Goals Budget 127

Family Balance Sheet

APRIL 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. So how DID I do in February? On with the meeting. The Good News & the Bad News. How did you do?

February 100

February Club Christmas Goals 100