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Our 2023 Financial Goals

Family Balance Sheet

There are ways to reduce the costs by pursuing scholarships, starting at a community college, and working while studying. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

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How to Save Money on Groceries

Family Balance Sheet

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.