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Are You Letting Your Luxuries Become Needs?

Prairie Eco-Thrifter

We can surf the Internet, check our email, send each other images, and text with much greater ease. The reality, of course, is that paying the monthly charges — not to mention buying the phone in the first place — is somewhat expensive. We love our smartphones. Sometimes, I even say I *need* my iPhone.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. Are you paying too much for home/auto insurance, cable, internet, cell? 10 – Rethink your gift spending and create a budget for the year.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Look for money within your budget and find creative ways to earn extra money. Are you paying too much for home/auto insurance, cable, internet? 8 – Rethink your gift spending and create a budget for the year. Become hyper-focused on funding this account. You will be so thankful later. Put the money in your fund.