article thumbnail

Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We sold extra items that we weren’t using through Craigslist and garage sales. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 245
article thumbnail

Choose Thrift First Challenge – January Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. After shopping locally at some furniture stores, I resorted to Craigslist and spent hundreds less on a new-to-her dresser. Surprisingly I was able to walk out with nothing for myself.

Thrifting 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Choose Thrift First – April Meeting

Family Balance Sheet

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have.

Thrifting 100
article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

article thumbnail

Find out How Drew & Farrah Paid off $200k of debt, including their HOME

Family Balance Sheet

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. Working together, sharing the same goals and vision, talking about milestones. Its exponential.

Debt 100
article thumbnail

How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. The rule was, if I could get $50 bucks or more for it, it was going on Craigslist. We tried our best to stretch the food budget. If married, who initiated the debt free goal? We do a monthly budget.

Debt 100
article thumbnail

Find out how Jessica & Her Husband Paid off $175,000 of Debt

Family Balance Sheet

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt 100