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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Unless it's paid with cash, that is one hefty credit card bill come January. According to the Washington Post and a CreditDonkey survey , "a shopper who charges about $700 on a credit card with a 13 percent interest. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total.

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What Is A Personal Loan?

Savings Corner

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

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Thrifty Thinking: Valentine's Day

Motherhood Moments

Washington, DC 11. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad Credit Might Keep You Single. Around half of Americans would not marry someone with a bad WalletScore or bad credit. Top 20 Places for Valentine’s Day 2023 1. San Francisco, CA 2. Seattle, WA 3.