Frugal decisions.
Finally Frugal
JANUARY 8, 2011
This may be especially useful for those of us who - whether currently or in our spendthrift past - may be likely to fritter that money away as soon as it shows up in our paychecks. I do know it might take a couple of months for human resources departments to get all the details down so we may not see it until February or March.
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