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Meet a Reader | Mbmom11, in the Midwest

The Frugal Girl

This was a time I had been thinking about not teaching anymore and staying home, so I was looking for new ideas to be thrifty. Growing up in a large family, we had enough, but with the specter of inflation and bad job market (gotta love the 70’s and 80’s) , there was definitely a feeling of needing to make sure you had a cushion.

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Our 2018 Financial Goals

Family Balance Sheet

However, we could use a year of extra thriftiness to find any extra funds to accelerate the $10k. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. The Guidelines for 2018: 1.