Building Buying Second-Hand Grocery Spending Saving 
Family Balance Sheet
FEBRUARY 16, 2016
Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build your emergency fund. How much can you save just by cutting out non-essential spending? 5 – Brown bag your lunch.
Family Balance Sheet
JANUARY 1, 2015
I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. How We Saved. My Themes for 2015: 1.
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