Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. As the time passed, I was able to figure out ways to save more money and stay on top of my finances.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

This got me thinking some more about how to save money by downsizing. More and more people are opting for smaller, more economical cars to reduce running costs as well greenhouse gas emissions. Folk are becoming more realistic and rejecting the out-dated belief that a large car indicates success. Money Tips'

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Saving Money Money Saving Storage 220

Shereen Travels Cheap

JANUARY 31, 2024

All of these things are free, so you can spend money on dining out. You can also check out the Cable Car Museum, take a tour of the dome in the City Hall building, hit up the Ferry Building for its year-round farmers market , and see a 360-degree view of the city at de Young's Harmon Observation Tower.

Travel 212

Travel San Francisco Denver Cancun 212

The Frugal Girl

FEBRUARY 26, 2024

During the pandemic, I earned extra money detailing cars. I’ve always loved cars and I enjoy the satisfaction of the before and after. The focus was on saving money and resources and living in an eco-conscious way. How did you get interested in saving money? I learned how to repair my own car.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

The Frugal Girl

NOVEMBER 13, 2023

years with no car (and two small kids!). Sunrise with my daughter at Lake Michigan Our son is now 15, and about 25 hours into his private pilot’s license, which he’s funding by earning money working for my father-in-law. How did you get interested in saving money? I fell in love with pursuing a car-free life.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

FEBRUARY 5, 2012

Perhaps you don’t have enough money to get into your own house yet. You can save money on rent, I know because we got rent reductions. Here’s how we saved money on rent. Years ago, we rented a unit in one of two quadruplex buildings owned by our landlord. How else can you save money while renting?

Rent 185

Rent Saving Money Money Landlord 185

Saving Everyday

OCTOBER 3, 2022

Finding legit ways to make money for Christmas can be frustrating. The holidays can be stressful, especially if you’re already struggling financially, so let’s discuss some legit ways you can make money to help ease the burden. Also read: Realistic Ways to Save Money Each Month. Money saved is money earned.

Money 52

Money Making Christmas Friends And Family Sale 52

Shereen Travels Cheap

MAY 18, 2024

Gas/charge up your car, pack a cooler with drinks, snacks, and sunscreen, then drive to somewhere nearby for the day or overnight. We used to do this a lot when I was a kid, because we didn't have money for a full-on vacation, but we had money to go out for the day and drive somewhere new. Maybe a historical building or home?

Food and Wine 243

Food and Wine Food and Drink Museum Travel 243

The Frugal Girl

DECEMBER 11, 2023

How did you get interested in saving money? As a teenager, I saved quite a bit of the money I earned babysitting and working in a dining hall. I liked seeing money accumulate and grow, and that has continued into adulthood! What’s the “why” behind your money-saving efforts? for anyone curious ?

Money 194

Money Kids and Family Frugal Parenting 194

Shereen Travels Cheap

MAY 29, 2024

Build in extra time to get there and have entertainment to keep you busy, or plan on getting a meal post-security or using other amenities , like a yoga room, movies, or looking at art. Not only will you save time and money, but if you get delayed or your flight gets cancelled or rerouted, you have all your belongings with you.

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Flights Summer Travel Airline Travel 147

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. Take advantage of free money.

Money 100

Money 2015 Emergency Fund Bills 100

The Frugal Girl

FEBRUARY 5, 2024

How did you get interested in saving money? As an adult, I can see it was likely a mixture of not enough income, high cost of living area, mismanagement of money, and kids just being expensive for single mothers particularly. What’s the “why” behind your money-saving efforts? Out of necessity originally.

Virginia 184

Virginia Kids and Family Library Frugal 184

Family Balance Sheet

FEBRUARY 11, 2016

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Where Should the Money Go?

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

The Frugal Girl

OCTOBER 30, 2023

After many years with only odd jobs or jobs without many prospects, I have finally had the chance to build a career in my new home country, working in life science. How did you get interested in saving money? I also didn’t have much money when I studied at university in Germany and right after graduation.

Green And Frugal 207

Green And Frugal Home and Garden Lunch Lunches 207

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Building your credit means addressing the specific issues that affect your score. Strategies For Building Credit. Money Tips'

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I He diligently maintained our car and our house, doing all the work himself. When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Prairie Eco-Thrifter

MARCH 1, 2012

Miss T told me that she thinks everyone is looking for ways to maximize their earnings and stretch their dollar and an article on how to make extra money would be timely. So is there truly money to be made? These are just a handful of examples to demonstrate that money can be made by completing paid online surveys. Paid Surveys.

Money 183

Money Insurance Personal Finance 2007 183

Savings Corner

DECEMBER 25, 2023

Saving enough money for the future starts with a plan. Whether you’ve set your sights on a new car, wedding or emergency fund, chipping away at the cost little by little can help you get there. Starting balance : The money you already have tucked away for your savings goal. Use our tool to start working toward your savings goal.

Calculators 52

Calculators Goals Emergency Fund Financial Goals 52

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

MARCH 28, 2013

They also lack much of an idea about how money itself is made, stored and distributed. Talk about what each person is doing, such as taking the orders, entering them into the computer so the people filling them know what to do, taking the money, making the french fries or hamburgers, sweeping the floors or cleaning the bathrooms.

Kids and Family 222

Kids and Family Money Kansas City Kids 222

Prairie Eco-Thrifter

MAY 8, 2011

Welcome to the 18th edition of the Totally Money Carnival. I am talking about spring cleaning your finances and finding more ways you can save money. FruGal presents Why you SHOULD sweat the small stuff when it comes to money – FruGal. Now on to the rest… Save Money this Spring: #1. Save Money this Spring: #2.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

NOVEMBER 4, 2011

As I prepared to hold a Money Camp for my young grandchildren last year, I researched various educational standards to review what kids can learn at various ages. They start to notice that you can trade toys, or trade money for stuff (like a ride on the grocery store pony or candy at the checkout aisle). Make change.

Money 187

Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

JULY 29, 2011

Good financial planning calls for not only saving money, but also building multiple streams of income for yourself. Have you ever done backyard farming to raise money? It kept me busy and out of trouble, used up a lot of stamp money, but never yielded a dime. I suppose some folks make money selling antiques.

Money 173

Money Making Garage Sale Contest 173

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? There is so much we could do with that money other than pay the lender. A student loan?

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 21, 2020

Knowing all of these numbers doesn’t mean that there won’t be messiness with your money. Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. Having everything on one page made our money discussions much easier. It showed him what we OWE and what we OWN.

Family 241

Family Debt Finance Kids and Family 241

Shereen Travels Cheap

APRIL 27, 2024

It's a great way to get breakfast and lunch all in one, but without spending the money of both. There's nothing like being able to save money overall, but also be able to get waffles or a burger at the same time. 360-degree views of the city I'm in - If a city has an overlook or a tall building with a viewing platform, I'm there.

Travel 197

Travel Las Vegas Museum Flowers and Plants 197

Prairie Eco-Thrifter

JUNE 11, 2014

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. This can be a way to help you earn a little more money, at a faster pace.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. She was so meticulous with her money. That observation brought back the flood of stories she and my grandfather told about coming to the US from Cuba with no money and starting over in their late 30s. What kind of debt was it?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

APRIL 11, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that ran every Tuesday until today where some of the top personal finance bloggers share their thoughts on this topic. The entire series can be found under Money Tips. It will just be a waste of your money later on. Don’t blow all of your money at once.

Money 140

Money Personal Finance Finance Green And Frugal 140

Prairie Eco-Thrifter

MARCH 4, 2012

You can often take advantage of these to save money away from work or grab some gusto during work. Employee pricing on new cars. Rental car discounts. It was a really great class and led me to build a bigger network within the company and across the city. Related posts: 5 Ways to Save Money and the Planet at Work.

Saving Money 187

Saving Money Work Money Used 187

Family Balance Sheet

AUGUST 11, 2016

I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. And Read some more.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

The Frugal Girl

NOVEMBER 20, 2023

We are both naturally frugal and a bit introverted which makes it easier to save money. I was looking for other’s experiences and additional ways we could save money so that I could convince my husband we could survive on his salary. How did you get interested in saving money? I work out 4-5 days a week. Being consistent.

Iowa 168

Iowa Friends And Family Sale Boys Son 168

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? There were a lot more fun and purposeful things we could have done with that money than pay the lender. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 9, 2012

You will save gas money and frustration. The figure 8 loop road gets crowded in the summer time so putting more folks in each car makes sense. Although it wasn’t cheap, we did manage to save a bit of money – which we then spent on great souvenirs! How did you save money? Have you been? Job perks add to employee.

Saving Money 188

Saving Money Money Saving Kids and Family 188

Prairie Eco-Thrifter

AUGUST 30, 2012

Do you think of sleazy used car salesmen or high pressure tactics used on you by a door to door saleswoman? Knowing They Can Sell Builds Their Self Esteem. Having success at selling builds your child’s esteem. Knowing How To Sell Builds Your Child’s Financial Skills. Why Teach Your Child To Sell?

Garage Sale 234

Garage Sale Building Garage Money 234

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. I remember going through magazines and catalogs picking out the things I would have when we had money. You can do the things you want and need to do whether you have money or not.

Money 247

Money Grandchildren Thrifty Job Loss 247