Savings Corner

FEBRUARY 2, 2024

Discover it® Secured Credit Card Our pick for: Secured card Like other secured credit cards for people building or rebuilding credit, the Discover it® Secured Credit Card requires a cash security deposit. Authorized user status can help you build a credit history. The annual fee is $0, it earns 1.5% Read our review. Read our review.

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Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. Be a millionaire by midlife.

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Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

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Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. Strategies For Building Credit.

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