Buying Second-Hand Financial Goals Money Saving Wellness 
Family Balance Sheet
JANUARY 1, 2015
My husband and I make some financial goals at the start of every year. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. Lots of possibilities and many opportunities. And 2015 is no different.
Family Balance Sheet
FEBRUARY 16, 2016
Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund. Look for money within your budget and find creative ways to earn extra money. Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. Put the money saved into your emergency fund.
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