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Meet a Reader | Gretchen from Oregon

The Frugal Girl

My husband and I live in the Willamette Valley in Oregon with our three kids, ages 4-6. My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. We spend most of our time seeing friends and family, participating in our church activities or working on our property.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.