Penny Pinchin' Mom
DECEMBER 17, 2023
The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.
Family Balance Sheet
MAY 4, 2021
I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time. My husband also donates and he’s using his money for family activities as well, as personal spending money.
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Family Balance Sheet
JUNE 4, 2021
I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I calculate the per-hour rate from my plasma donations to make sure it’s a good use of my time. Oh well, I thought–I can sleep in that weekend. Yep, I found a $20 bill while running on the beach!
Prairie Eco-Thrifter
JUNE 25, 2013
When you plug your information into a calculator, trying to figure out how much to save in order to reach your desired nest egg, don’t overestimate your returns. Even if you have a lower income during retirement, you could very well have higher taxes, depending on the way things play out. Failure to Account for Rising Taxes.
Family Balance Sheet
FEBRUARY 3, 2016
Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion.
Savings Corner
DECEMBER 27, 2023
Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. A shorter term may mean higher monthly payments, but you’ll pay less in interest over the life of the loan. Assess your overall financial well-being.
Savings Corner
DECEMBER 24, 2023
Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.
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