Family Balance Sheet
JULY 10, 2023
You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account. I locked in the CD at my local credit union where it will earn 4.75% during that time frame.
Savings Corner
APRIL 4, 2024
It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. Money market funds Money market funds are pools of CDs, short-term bonds and other low-risk investments grouped together to diversify risk, and are typically sold by brokerage firms and mutual fund companies.
Prairie Eco-Thrifter
MAY 26, 2016
Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. To me, money in a CD or savings account has always been for specific shorter term goals.
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