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Best Cash-Out Refinance Lenders of 2023

Savings Corner

If your home has increased in value since you bought it, you may have more equity than what you’ve accrued from paying down your principal. If mortgage rates have increased since you bought your home, you may think twice before refinancing. You’ll need an appraisal to determine your home’s current value.

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Is Switching from Term to Perm Right for You? – Life Happens

Savings Corner

As life happens and your needs change, you may find yourself questioning whether your current life insurance coverage is the best fit for you. If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change.

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Why Life Insurance Should Be Part of Every Entrepreneur’s Business Plan – Life Happens

Savings Corner

It may not be the most glamorous topic. Life insurance is there for any ongoing expenses your loved ones may have after your death. It can replace your lost income, ensuring that your family can continue to pay for bills, the mortgage, groceries, college tuition and more.

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What Is A Personal Loan?

Savings Corner

If you’re looking to get a personal loan, you’ll have to complete an application and wait for approval — a process that may take anywhere from a few hours to several days. However, some lenders may offer terms of up to 12 years on larger personal loans. The lender may be able to seize those assets if you fall behind on payments.

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7 Things You Should Teach Your Kids About Money

Prairie Eco-Thrifter

As obvious as it may sound, it’s important to remember that you’re your kids’ most influential teacher. Although a car or college tuition may be the immediate expenses your kid is saving up for, it’s never too late to plan and prepare for a house down payment or retirement either. Learning What They Live.

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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

My own sister-in-law paid for travel to Hawaii by charging her son’s college tuition (this option, by the way, is no longer available with her card company). I undersand the incentive, but don’t think it is worthwhile for us. Sure, I have heard the stories. I just won’t waste the time it takes to manage the rewards.

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Learn How to Protect Your Child’s College Fund

For the Mommas

Photos of teary eyed parents who scrimped and saved to send their child to college and pictures of the students who worked every summer to save for college were everywhere. Sending a child off to college is not only an emotional time for parent and student alike, it can also be a strain on the wallet and savings.

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