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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

My own sister-in-law paid for travel to Hawaii by charging her son’s college tuition (this option, by the way, is no longer available with her card company). I undersand the incentive, but don’t think it is worthwhile for us. Sure, I have heard the stories. I just won’t waste the time it takes to manage the rewards.

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What If We All Only Had One Child?

Prairie Eco-Thrifter

Only one child’s college tuition to pay. Only one child to take on vacation and buy an airplane ticket for. Overall, our financial lifestyle did not change dramatically when we grew from a family with no children to a family with one child. From a financial perspective, only having one child makes sense. You get the idea.

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How to Avoid Impulse Spending

Prairie Eco-Thrifter

This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. Do you want to pay cash for your child’s college tuition? If you answered “yes” to any two of the above questions, you are an impulse spender and indulge in retail therapy.

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What Is A Personal Loan?

Savings Corner

Financing big events Consumers with a pricey event like a wedding , a honeymoon or a vacation often take out personal loans to fill the gaps in their budget. However, many lenders prohibit the use of personal loans to cover college tuition fees. Common uses include debt consolidation, emergencies and home improvement.

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What Is A Home Equity Loan?

Savings Corner

When you should avoid getting a home equity loan If you’re thinking about using a home equity loan and any of these describe you, think again: Covering discretionary spending: You don’t have to go on that pricey vacation for spring break (find something fun to do for a staycation). You also don’t have to host a wedding (go to the courthouse).

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