Savings Corner

APRIL 4, 2024

Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Cash-out refinancing allows you to turn equity into cash through refinancing your mortgage. The terms of your refinanced mortgage might significantly differ from your original loan, including a new rate or longer or shorter loan term.

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Savings Corner

DECEMBER 25, 2023

How do I choose a private college loan online? You’ll usually need to provide documents that prove citizenship, identity and income along with school information, like cost of attendance or the financial aid award letter from your college. Depending on the lender, you may be able to choose a fixed or a variable interest rate.

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Savings Corner

DECEMBER 27, 2023

College Ave Graduate Student Loan College Ave is a good choice if you’re working your way through graduate school. Unlike many lenders, including the federal government, College Ave offers graduate student loans if you’re attending school less than half-time.

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Savings Corner

DECEMBER 25, 2023

Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. If mortgage rates have increased since you bought your home, you may think twice before refinancing. Most lenders will require you to maintain at least 20% equity in your home. Time-consuming.

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Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free.

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Savings Corner

DECEMBER 24, 2023

That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. Do you need to pay for your children’s education? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it.

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